Sandy Avina is a nationally recognized risk management leader, speaker, and educator known for making complex insurance and risk concepts accessible, practical, and, dare we say, fun. She currently serves as the Claims Services Manager for California Schools JPA, supporting member agencies through strategic oversight of workers’ compensation, property, and liability programs, as well as complex claims, vendor management, and risk financing initiatives. You may know her from LinkedIn and TikTok, where she makes risk management and insurance related content. Sandy’s mission is to make risk and insurance education engaging and approachable. She writes a weekly blog on risk and insurance topics at www.riskfluencer.org, currently serves as a faculty member of Work Comp College and is currently co-authoring a book on the topic of risk management.