Call or email us anytime
(805) 484-0333
Search Guide
Today is Monday, June 24, 2024 -

Industry Insights

Moore: Health Index Reveals Workers' Comp Problem

  • National

A probable workers' comp problem was uncovered this week. Sometimes you come across articles and numbers by accident. This happened to me over a recent weekend.

James Moore

James Moore

One of my web browsers (Opera) highlighted a few articles based on my recent searches. I clicked on the article and found a few startling facts about the level of health in the U.S. that I inferred to possibly be a workers' comp problem.

If you look down the page at the graphics, you will see what could be a workers' comp problem area. The U.S. ranks 35th in the world regarding the level of health we maintain for ourselves. What??? The U.S. was so far down on the page that I could not fit all the rankings in this article.

How I made the connection

In the world of workers' comp, you get the injured employees as you hire them — preexisting conditions and the employee’s mindset. If we rank 35th for 2023 (post-pandemic), then PREEXISTING should be capitalized and in bold letters.

Every workers' comp worker, especially claims adjusters, has heard the term “aggravation of a preexisting condition.” If the U.S. ranks at 35th, that tallies at a huge number of preexisting conditions that can be aggravated, becoming a workers' comp problem.

For reference, the U.S. is ranked lower than many third-world countries.

Wow! I said wait, let’s break that down further. We need to regionalize that number.   Looking at the comparison of the Americas, the U.S. is fifth behind Mexico, Canada, Ecuador and Argentina.

You can check with Numbeo to see how it calculates the numbers. It even gives out the algorithm used (transparency).

Hiring can result in workers' comp problem

I would never discourage hiring anyone with a known preexisting condition. Judging from the charts, one can see the unknown conditions amplifying the risks, not the known ones.

Do these numbers portend a future problem? One would have to say the workers' comp problem exists today and will in the future.

This blog post is provided by James Moore, AIC, MBA, ChFC, ARM, and is republished with permission from J&L Risk Management Consultants. Visit the full website at

No Comments

Log in to post a comment


Do not post libelous remarks. You are solely responsible for the postings you input. By posting here you agree to hold harmless and indemnify WorkCompCentral for any damages and actions your post may cause.


Upcoming Events

  • Jul 29 – Aug 2, 2024

    76th Annual SAWCA Convention

    SAVE THE DATE! 76th Annual SAWCA Convention July 29 – August 2, 2024 Hotel Effie Sandestin 1 Grand …

  • Aug 14-17, 2024

    CSIMS 2024 Annual Dual Track C

    California Society of Industrial Medicine and Surgery (CSIMS) is combining its two conferences, PI …

  • Sep 23-26, 2024

    IAIABC 110th Convention

    The IAIABC invites you to the IAIABC 110th Convention, "Passport to Solutions". The IAIABC Convent …

Workers' Compensation Events

Social Media Links

c/o Business Insurance Holdings, Inc.
PO Box 1010
Greenwich, CT 06836
(805) 484-0333